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Glossary of Workers' Compensation Law Terms
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Carve-out: Carve-out programs allow employers and
unions to create their own alternatives for workers'
compensation benefit delivery and dispute resolution under a
collective bargaining agreement.
Claim Form: The form used to report a work injury or
illness to your employer. The form is filed out and turned in
at your place of business.
Claims Administrator: The term for insurance
companies and others that handle your workers' compensation
claim. Most claims administrators work for insurance companies
or third party administrators handling claims for employers.
Some claims administrators work directly for large employers
that handle their own claims.
Commutation: An order by a workers' compensation
judge for a lump sum payment of part or all of your permanent
disability award.
Cumulative Injury: An injury that was caused by
repeated events at work.
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