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Glossary of Workers' Compensation Law Terms
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Party: Generally includes anyone who has an interest
in your claim (i.e. the insurance company, your employer,
attorney, etc.)
Permanent and Stationary (P&S): Your medical
condition has reached maximum medical improvement. Once you
are P&S, a doctor can assess how much, if any, permanent
disability resulted from your work injury.
Permanent Disability: Any lasting disability that
results in a reduced earning capacity after maximum medical
improvement is reached.
Permanent Disability Rating: A percentage that
estimates how much a job injury permanently limits the kinds
of work you can do. It is based on your medical condition,
date of injury, age when injured, occupation when injured, how
much of the disability is caused by your job, and your
diminished future earning capacity. It determines the number
of weeks you are entitled to permanent disability benefits.
Permanent Disability Benefits: Payments you receive
when your work injury permanently limits the kinds of work you
can do or your ability to earn a living.
Permanent Disability Advance: A voluntary lump sum
payment of permanent disability you are entitled to in the
future.
Permanent Disability Payments: A mandatory bi-weekly
payment based on the portion of permanent disability received
before and/or after an award is issued.
Permanent Partial Disability Benefits: Payments you
receive when your work injury partially limits the kinds of
work you can do or your ability to earn a living.
Permanent total disability benefits: Payments you
receive when you are considered permanently unable to earn a
living.
Penalty: An amount of money you receive because
something wasn't done correctly in your claim.
Petition for reconsideration: A legal process to
appeal a decision issued by a judge.
Pre-designated physician: A physician that can treat
your work injury if you advised your employer in writing,
before the injury occurred. You can pre-designate your
personal doctor or a doctor of osteopathy (D.O.).
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